Erasing Debt

Swagbucks Pays Off

A few months ago, I posted a review of the site Swagbucks. I also posted that Swagbucks is a great option for teenagers to earn a bit of extra money. American teens who are at least 13 can sign up at any time. The site only works in the US, the UK, and Canada. I just wanted to verify my earlier assessment of this site. Those living in one of the countries listed above can sign up for Swagbucks here.

I spend about five minutes (if that) on the site on most days. The site offers random amounts of digital currency for searches. It is possible to get 20-30 Swagbucks per day just by searching the web. Each Swagbuck is worth about a cent. A cent might not seem like much (and it isn’t), but when cents are added up, they make up dollars.

I won over 20 Swagbucks with one search.
I won over 20 Swagbucks with one search. They add up to get gift cards quickly.

I have been saving up the Swagbucks for a bit. It is possible to cash in on e-gift cards for between 450 (Amazon.com) and 500 Swagbucks (just about everything else).  I decided to cash in at 5,000 Swagbucks. I was able to snag a $50 Walmart gift card. I chose Walmart because they actually allow you to use the certificate in the store. Target and most other retailers require you to use the e-gift card on online purchases.

Those who want straight up cash can sign up for a PayPal account and deposit the funds directly. They can then be transferred into a bank account. The cash can then be spent or saved in any manner that is desired. Swagbucks definitely pays off for those who want to make money in pajamas. Sign up for Swagbucks today by following this link.

Erasing Debt

Earning Money in Pajamas with MTurk

I will not earn a commission or referral fee if you sign up for MTurk.

In my series on making money online via various sites, I read about several people earning money through Amazon.com’s Mechanical Turk website, more commonly known as MTurk.

MTurk is effectively a site on which people all around the world can get paid to do certain tasks that people need done. These tasks are known as Human Intelligence Tasks, or HITs.

It is necessary for those wanting to use the site to first sign up for MTurk. The process is fairly short and simple. After signing up and getting account approval, you can then start working on tasks. There are usually somewhere between 150,000 and 400,000 tasks that can be chosen at any given time. Fork example, as I am writing this, there were 225,099 HITs available for site users.

The amount of money that each task pays out varies by quite a bit. Many will pay a cent or two, others will pay several dollars. The types of tasks that people can complete are as widely varied as taking surveys, recording information based upon Google searches, writing short articles or blog posts, or transcribing audio files. Most of the more lucrative options are of the transcription variety.

I decided to try out MTurk for a bit, doing a HIT here and there. Most were around $0.10 or $0.20. I earned $6.61, and decided to cash out. It is possible for users to cash out at any time after getting $1.00 in their account. The earnings can then be posted to either an Amazon.com gift card account or a bank account. I opted for depositing the funds into my Amazon account. They showed up immediately.

Is MTurking a great way to make a full-time income from home? Nope. The per hour pay is pretty low, and the marketplace is nearly global in scope because of the Internet. It is possible to do a hit during each commercial break or between pitches, however. These dollars can add up over time and help with bills or Christmas or birthday presents. I have seen some stories that show people making thousands on the MTurk site. I probably won’t, but, apparently, it is possible to do so.

MTurk is another in the plethora of possibilities when it comes to making money online. Those who want to earn money in pajamas without leaving the house are sure to find plenty of opportunity if they are willing to look for it and then work.

Erasing Debt

Earning Money in Pajamas–March Earnings

I’m doing a yearlong experiment in trying to make money in pajamas without leaving home. (I do have a more “regular” job, so this is not all of my income.) I’ve been making updates to my monthly online earnings for the past couple of months. As stated earlier in the year, I am attempting to earn $5,000 online this year. That adds up to just a little over $400 per month. Through February, I had earned $442.70. Here is a link to my last report.

I continued working toward my goal during March and did a bit better than January.

I did more work as a freelance writer and earned a total of $156.10 on the freelancing site I use.

I also did a bit of work at Amazon’s MTurk at cashed out $6.61. You can sign up at Amazon.com for MTurk to do micro work. (I do not get a referral credit if you do.)

Finally, I received a check from CashCrate for $32.87. (I get referral credit if you sign up using the link. If you do, I thank you.)

This brings my total online earnings for the month to a total of $195.58. My total online earnings for the year are now up to $638.28. Just over $4,300 to go to make my goal.