Starting this evening, July 10, at 9 pm Eastern Time in the US, Amazon.com starts Amazon Prime Day. If you’re looking to make a purchase via Amazon in the near future, this could be a great time to make it. There are some great deals that offer 20% off of various products that many people use every day.
Take Advantage of Amazon Prime Day!
Prime Day lasts for 30 hours through July 11, and it’s possible to save quite a bit of money. Just click the banner below, and you can look through the great deals that you can take advantage of.
Some of the great deals that are available on the first page of the Amazon Prime day promotion include photography drones, video games, gift cards to retailers, and Fitbit bands.
I would not just go and buy something to be buying something, but this could be a great way to save money on a purchase that you already intend to make. Keep in mind that not every item in the Amazon catalog will be on sale on July 11. However, several thousand different items will be on sale for 30 hours only.
Some services apparently have bigger discounts, so it might be worth checking out the other offers that are available. This one day might be a good time to start buying some Christmas presents if you already have some money socked away.
To take advantage of the deals, it appears that you have to be an Amazon Prime member. While you might not be a member now, you can sign up for a free trial before starting your shopping spree.
Summary Of Amazon Prime Day
Starting at 9 pm EDT on July 10, there will be lots of items on sale via Amazon Prime Day. This could be a great time to save money on some purchases that you already intended to buy. Also, if you’re into reselling items for a profit, you may be able to get a deal that can increase your income. It doesn’t hurt to check, as there’s nothing to lose by looking.
I would not go on a shopping spree just for the sake of shopping, but Amazon Prime Day might be a good option for saving some money that you’d be spending anyway.
Many people ignore their personal financial health because they know fixing the problem is not an easy task. However, many people don’t even know where to start. Most of them ignore the idea of staying top of their personal finances, but instead of ignoring, you must take care of your personal finances to see good results in the coming year.
If you’re not sure where to start, this article may help you. Read carefully:
1. Keep Your Household Budget in Order
Once you create a budget system according to your financial ability, you can manage emergencies, save money for the future, and make some additional expenditures. A budget also teaches you how to overcome bad financial habits as well. Once you start following a suitable budget, you’ll be able to know the amount you spend and the amount you save. Thus, you can seek to save more after meeting your daily necessities.
2. Take Advantage of Free Budgeting Tools and Apps to Create Your Budget
Budgeting is not as scary as many people think. Many budgeting tools and apps are available online. If budgeting sounds dull, then install a free budgeting app on your smartphone and start using it. Soon you can see the positive results in your personal financial health.
3. Save More Money Than the Previous Year
Saving money is the only way to stay top of your finances throughout the year. If you have saved 15% of your income as of now, then try to increase your savings percentage in this year. Set aside 20% of your monthly income to save more than before. Don’t use the savings account for day to day purchases. Allow the money to grow and keep saving for a longer time. Thus, you will be able to build up a solid financial cushion.
4. Manage Your Debts to Stay on Top of Your Personal Finances
If you are carrying high-interest credit card debts, then you can consider a balance transfer to a credit card that offers low-interest rates. Try to find out a credit card that doesn’t charge a balance transfer fee. Don’t miss any monthly payment to avoid charges.
You may not be able to pay off all of your personal debts (credit cards debts, student loan debts) within few months, but you should start making extra payments towards your debts to pay them off as early as you can. Save money every month to make some extra payments toward your highest-interest debts.
If you’re planning a splurge of $100 this weekend, then use the money to make extra debt payments instead of splurging on something you don’t need.
If you don’t have a retirement fund yet, then open an account and start funding. If your workplace has a 401 (k) plan or an IRA, then take advantage of them to get the tax benefit as well. Remember, there is no particular time or age to invest money for your retirement years. The earlier you think about your retirement, the sooner you secure your financial future. Try to put money into a retirement account as soon as possible to take advantage of compounding.
6. Ask for a Raise
If you’re working hard and performing well in your workplace, then this is the right time to ask for a raise. Approach to your employer to attempt to get paid according to your capability. You can also consider a side hustle to boost your income. Go online to get a sample of ideas.
7. Financial Trouble? Seek Professional Help
Knowing the exact solution for each personal finance problem is not possible for most people. To get proper guidance and solutions, seek professional help. A financial advisor can help suggest the right option that helps you make the right decision.
Consider professional help before investing money, making a will, and taking out a loan.
8. Utilize the Internet and Subscribe to Coupons
Couponing is one of the most effective ways to save money in your daily life. It helps to save money on groceries and other household expenses. If you have a smartphone and an Internet connection, then you can sign up with many manufacturers’ websites to find branded coupons. Many companies offer coupons on a regular basis on the Internet so you must keep eyes open to grab some great deals on regular purchases.
Finally, setting goals for personal finances is important, but set realistic and achievable goals. Don’t imagine yourself as a multimillionaire at the beginning of your personal financial career. There is no such shortcut to becoming rich. You must earn money and save money with determination. Research well and read more to invest your money for the best return. Thus, you can ensure your personal financial health in future.
Author’s Bio: Amy Nickson is a web enthusiast. She works for Oak View Law Group, a leading consumer and bankruptcy law firm based in CA and operational across US. She loves social media, as it gives her endless opportunities to reach out to a larger audience in a more unbiased way.
Summer is the time of year when most kids are out of school and the weather is pretty warm throughout the country. Many families take vacations during the summer so as to avoid conflicts with school, and some of the more common stops on family vacations are amusement parks.
Growing up, I went to King’s Island near Cincinnati, Ohio, nearly on an annual basis. I first visited the park probably around 1978. I lived only about four hours away, so it was a visit that I could turn into a day trip as I got old enough to drive. I’ve probably been to this park about 20 times in my life. I’ve been to other amusement parks, but this is the one that I’ve visited the most.
While visiting with some friends in the area, I decided to take my family of four to King’s Island. I looked up the ticket prices. Buying a ticket at the gate was a whopping $64. I think I paid around $40 on my last trip about 12 years ago. This seemed pretty high for a non-Disney visit.
Buy Tickets to Amusement Parks Online
One of the easiest ways to save money on many park tickets is to buy this ticket online. Purchasing the tickets before your visit costs anywhere between $42.99 and $46.99 for an all-day ticket. That’s a pretty big discount over the $64 that you’d pay by driving up and buying admission at one of the park’s ticket booths. Multiply it by four (or whatever the number of people in your family is), and suddenly, we’re talking real money. I was also able to purchase online tickets for Disneyland Paris at a discount earlier this year. These tickets today are starting at $53 for specific days.
Go To Amusement Parks On Off-peak Dates
I noted the $53 Disneyland Paris tickets in the paragraph above. These only work on specific days. Disney parks in the USA are also charging different prices based upon when a person wants to visit. Those going at peak times are going to have to pay for the privilege. Going back to King’s Island, I was able to get in at a big discount back in the early 2000s (if memory serves correct, the admission cost was $19.99). The catch was the fact that the visit came in late October, which was right around the time that the park was closing for the season.
Buy a Late Admission Ticket
I noted earlier that I found online tickets as low as $42.99 for my recent visit to King’s Island. This was not the lowest price available however. Those who are willing to wait until 4pm to visit and purchase their tickets online can get in for as little as $30.99. This is a cost savings of more than half. I remember that most of my trips to King’s Island saw me getting to the park around opening at 10am, and with the exception of exactly one trip with a couple of friends, I never closed the park down.
Most of the time, I left around 5pm so that I could get a quick meal and drive home at a decent hour. That meant about 7, maybe 8 hours in the park. I decided it would be a good idea to wait until right at 4 to get to the park. Sure enough, I saw more people leaving than going in at this time. They got 6 hours of fun for anywhere between $43 and $64, while I got 6 hours of fun in a less-crowded park for $31. Who got the better deal?
Another Example of a Late Admission Discount
Another example I have is from a visit to the Nickelodeon Universe at the Mall of America. We visited this park three years ago, as the Twin Cities was the closest major city for us at the time. We had visited and let the kids ride a couple of the rides by buying tickets. We’d spend quite a bit for just a handful of rides, as we were more interested in shopping on previous visits.
We then found that you could buy a ticket to ride all day for about $35. Wait until 5pm, and we found that you could ride as much as you can ride until closing for only $19.99. While Nickelodeon Universe is far from the most impressive amusement park in the world, $19.99 is not a bad price for a few hours of fun.
Looking into these three tips can help you maximize your money when going to amusement parks. While this is not earning money in pajamas, it is a step that can help you make the dollars you make go a bit further, and who can be against that?