Emergency Fund Edited

Online Side Hustle Income From July 2017

The following post includes affiliate links. Should you sign up using one of my links, I may be compensated. You’ll earn the same benefits without my links, but I appreciate any support that you choose to give.  The month of July is now past, and I spent some time in Europe during the month. I also spent some time trying to earn some online side hustle income and had some decent success in spite of doing very little work during my time in Europe.

Why Earn Side Hustle Income?

online side hustle income
How I earned $300+ in online side hustle income in July!

You might be wondering whether starting some side hustles would be worth the effort. Why start a side hustle? Currently, you might have enough to pay your bills and save a bit. That’s great, but you can still earn money from hustling on the side. Some of the money might even be pretty passive.

I’m currently using my side hustle income to pay down some debt and invest for the future. I could probably survive with only my current income, but my life would be very bare-bones, and it would take me many years to pay off debt with little extra saving for retirement. Instead, with my side hustle income, I can use the extra money to improve my finances more quickly than I otherwise could.

I decided several years ago that earning money online was preferable to earning it from a second job. I worked two jobs for a while back in my single days, and I was hardly ever home. With a wife and kids, that’s not a great idea.

I can make some money online after the kids go to sleep. I can also earn some of it while watching TV with them or a football game by myself. There are tons of ways that you can earn money online in your spare time. Some of them pay a few cents with little thought; others can pay between $20 and $30 an hour.

Online Side Hustle Income For July 2017

Here are the ways that I earned money online in July:

This income added up to $327.19 for the month. This was about $15 more than I earned in June, and I was on the road for much of the month so I’m pretty happy with it. My freelance writing comes from some writing on Textbroker and some articles I’ve written for Seeking Alpha. I could ramp this up a bit if I needed to.

I must also inform you that my income from Swagbucks includes some money that I’d let accumulate in this account during May and June. Otherwise, my June income would have been about $50 more and this report would be $50 less. Swagbucks is my favorite online survey site that I use for searching the web, watching videos and answering surveys. I’ve done a review of Swabucks here, and I definitely recommend it.

I noted my new strategy for using my online side hustle income in June. By the end of July, I’d paid an additional $105 toward my debt. from what I’d reported in June. I’m hoping to put some more toward this debt to get it paid off in short order. After the $89 annual fee posted and a $5 payment I made today, it’s now sitting at $8,404.

Blogging Can Help With Side Hustle Income!

Some of the income that I’m able to make comes via this blog. Some is referral income, and some is from advertising that builds up over time. If you’re looking to start earning additional income from affiliates and referrals, a blog of your own is the way to go.

There are some free blogging platforms, but I was never able make much money from a free Blogger blog. Getting a self-hosted blog can really help with your reach. One of the top blog platforms is WordPress, and WordPress recommends Bluehost as a hosting agency. You can sign up to start your own blog with Bluehost here.

Some Reviews You Might Find Helpful

If you’re looking to make some income on the side with sites that allow you to make a few bucks (or a few hundred bucks) each month, here are some reviews that I’ve posted on this site that might help you.

  1. EarnHoney Review
  2. Swagbucks Review
  3. GiftHulk Review
  4. CashCrate Review

Obviously, I was able to make a few hundred dollars in July. This helped me toward my ultimate goals of paying off debt and investing for the future. I’m hoping that as my income goes up over time that I’ll be able to build up some passive income and become even more successful.

How did you earn extra money online during July? Do you have any other options that worked? Let me know in the comments.

Keep Up With My Progress

If you’d like to follow my progress each month, be sure to go to the top of the page and sign up for updates. You can also follow me on Twitter.  I’m now above 300 followers, and I’d like to get more than 400 by the end of summer. You can help!

Also, if you could share this latest update below via Twitter, Facebook, or any other social media platform, it would be much appreciated. I want to inspire others to improve their finances and show them some easy ways that they can do so. Just click on the “Share This” link at the bottom of this post!

Disclaimer: This site has affiliate links. If you decide to sign up with one of these affiliate links, I may be compensated. I appreciate any support you might provide.

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Online Income For June 2017

Every month, I put in some effort to earn money online. This online income helps me balance my budget and do things that I would otherwise be unable to do. As I’ve noted before, I started looking for ways to make money online after my first child entered the world. I did not want to spend countless hours at a fast food joint or at Wal-Mar or some other such retail establishment.. Maybe I could’ve been able to make ends meet, but I’d miss many hours that I could have been with my kids.

I had Internet access, and I started to research. Some of the options that I came across over a few months and years of looking were blogging, surveys, and freelance writing. I’ve utilized many of these options, and I’ve even reviewed some here. I continue this process each and every month. My goal is to pay myself first. Other goals relate to paying off debt and making up shortfalls that might arise in any given month.

Hopefully, if I can continue to earn money each month and build it up, I’ll be able to have a solid retirement in a few years. I also track my passive income on this site so that I can keep myself accountable and encourage others.

Why Track Online Income

When the Internet first became popular, I heard about people making money. I figured that these people had computer engineering degrees and lots of skill. My experience with computers included failing to get my programs to print to the print server in my one and only computer class. I did not have any interest in learning about these cantankerous machines that did not work when I wanted them to.

Keep in mind, this was in the days of MS-DOS. One mistake in a long line of code totally destroyed anything that you hoped to accomplish. It totally frustrated me and made me hate computers.

Online income can help you fill up a suitcase full of money
I didn’t make a suitcase full of money, but I did make some.

As the Internet gained in popularity, and I found myself in need of more cash, I started searching. My first attempt to earn money was a blog. It did not make much in the way of money. In fact, it took more than 5 long years to get paid from my ad network. I quickly looked to other options.

However, that first blog was a great learning experience. I figured out the fact that you do not need to have a great deal of computer knowledge to start a blog. This blog, Earn Money In Pajamas started about 3 years later, and I started making a bit of money almost immediately.

I track my online income for two reasons, and they are much like the reasons I track my dividend income.

  1. It keeps me accountable and moving toward the goals I have.
  2. It might benefit others by showing them how to do the same, as many of the options are not zero-sum games where you earn and I lose. You can earn while I earn, and vice-versa.

Online Income For June 2017

I had several different income streams during June. Many of these were the same methods I used to earn money online in May.

The grand total of my online income for June came in at $312.94, which was just below the $355.22 that I earned in May. I’m still happy with this total, though. It allowed me to put away some into a retirement account. Some of the income also went toward paying down my mortgage, although I’m going to change that strategy a bit going forward as I’l elaborate below.

Notes On Online Income For June 2017

My earnings from Swagbucks were a bit skewed this month. I intended to save up for a large gift card for Southwest Airlines for a vacation. Therefore, I did not cash out as much as I could have. July’s total will be the biggest so far from Swagbucks because of this.

I decided that I should probably just cash out my Swagbucks earnings with PayPal so that I could earn some interest after transferring the funds to my bank. Future months should be more like normal. Swagbucks is my favorite site to use. I earn through my own work. I’ve also earned from referrals, and you can too.

If you’d like to start a blog to start building up referral and affiliate income, it’s pretty easy to do so. I’d recommend your using a self-hosted blog, which will take a bit of money to start and maintain. Free blogging software generally will not allow you to market as easily, though. I make a few bucks a month from referrals, and it’s grown over time. One of the best deals if you’d like to start your own self-hosted blog is through BlueHost. BlueHost has a great reputation, and the sites are among the most affordable to operate (only $3.95 a month for new users). If you’d like to start a blog with BlueHost, be sure to click the banner below to get started (affiliate link):

More Notes On Online Income

Another note that I’d like to point out on the earnings for the month is the fact that I just started using EarnHoney toward the end of the month. This site allows you to earn passively by just letting videos play, even while totally muted. This is something that’s pretty unique, and I anticipate earning some money from the site each month going forward.

Finally, I’m loving Ibotta. I cashed out again in June, and I paid the $25.75 as an accelerated mortgage payment. I’m looking to put it toward some debt from grad school from now on, and some additional income toward debt will hopefully help me pay it off faster and faster. I really recommend this app, because everyone has to buy groceries. Ibotta basically gives you a rebate on these purchases. Score! You can sign up for Ibotta with my link here.

My New Strategy For Online Income

Most of my online income has gone toward investments in the past couple of years. I’m still going to pay some of it to my future self, but now, I’m planning to use some of the excess income I bring in toward paying off debt other than my house. My mortgage is the only debt that I can hold that gives a tax break. Therefore, it benefits me more to pay off other debts first.

I still owe a bit on my education. If I kept up the current payment rate that’s just above the minimum, I’d take about 8 or 9 years to pay it off. I’d like to pay it off in a fraction of that time. Therefore, the early mortgage payments will stop. The investments will slow down. I’ll keep up with how much extra I put toward debt as a result of my online income from here on out . I already put $25 extra toward it in June. 

Some Reviews You Might Find Helpful

  1. EarnHoney Review
  2. Swagbucks Review
  3. GiftHulk Review
  4. CashCrate Review

How did you earn extra money online during June? Do you have any other options that worked? Let me know in the comments.

If you’d like to follow my progress each month, be sure to go to the top of the page and sign up for updates. You can also follow me on Twitter.  I’m now above 300 followers, and I’d like to get more than 400 by the end of summer. You can help!

Also, if you could share this latest update below via Twitter, Facebook, or any other social media platform, it would be much appreciated. I want to inspire others to improve their finances and show them some easy ways that they can do so. Just click on the “Share This” link at the bottom of this post!

Disclaimer: This site has affiliate links. If you decide to sign up with one of these affiliate links, I may be compensated. I appreciate any support you might provide.

 

Emergency Fund Edited

Online Earnings For May 2017


I’ve been pretty busy over the past ten days. A trip out of town for some work slowed down my monthly post that tabulates my online earnings for the previous month. I was also out of town for a week in May, but I was able to make some nice money over the course of the month.

Some of this money went toward savings. Some of it went into a rollover IRA. Still more of it went toward paying down my mortgage just a little more quickly than the amortization schedule. Regardless of where the money went, my online earnings helped me toward a stronger financial standing for the long run.

Online earnings can help you fill up a suitcase full of money
I didn’t make a suitcase full of money in May, but I did make some that helped.

 

As I noted before, I started looking for ways to make money online when my wife gave up full-time work. I’ve found several options that have worked over the years, and I’m always looking for more opportunities that can help me get a little bit further ahead than I was a month before.

The best thing about earning money online is the fact that there is a pretty low barrier to entry. Whether you’re looking to take a couple of surveys a day or write up a couple of articles for a bit of extra income, there are options that can work for just about anyone with a pulse. All you have to do is look and take some initiative. I’ve done some surveys and online writing. And then some.

Online Earnings for May

Back in April, my online earnings did not come in as high as they have in some months. They were still a solid $273.02, and they helped me improve my overall finances. May was not much different, but I earned even more. Here are some of the ways that I was able to earn money in pajamas during May 2017:

Freelance Writing:                                                                                               $244.97
Swagbucks:                                                                                                                  $75.00
GiftHulk:                                                                                                                          $5.00
Ibotta:                                                                                                                             $20.25
Clixsense:                                                                                                                    $10.00

Total online earnings, May 2017:                                                                  $355.22

I’ve listed most of these ways of earning money online before, but Ibotta is one that I had not used until last month. I signed up because of a link on another website that promised $10 in my account if I signed up and redeemed one of the digital rebates before a certain date. I did, and the $10 posted pretty much immediately along with the other discounts.

Sign Up For Ibotta And Get An Easy $10

The best way that I can describe Ibotta would be a sort of digital coupon/rebate site. You download an app, and the app takes a picture of your receipt (and sometimes the UPC code) from various retailers like Wal-Mart or Kroger that just about anyone can access.

With the $10 bonus, I was able to actually hit the cash out mark in May pretty easily, even though I signed up toward the end of the month, hence the $20.25 listed above. The cash out hit PayPal pretty much instantly. I then put it directly toward paying down my mortgage.

You can get the same $10 bonus if you sign up with Ibotta with my link,  download the app, and make a purchase and upload it via the app. This would get you more than halfway to the $20 that’s necessary to cash out with PayPal. It’s pretty simple, and there are some rebates for buying literally anything (although you can’t use the any brand rebates to get the $10 bonus–it has to be a purchase of a specific brand).

I recommend using methods that earn you money for doing what you’d already do anyway. For example, you can use Swagbucks to earn money for searching the web or letting videos play. It’s likely that you have to shop somewhere for food and various and sundry other items. You might as well get rebates from a site like Ibotta.

The rebates from Ibotta can stack with coupons and a cashback credit card like the Chase Freedom. You can even get a $150 bonus for using the Chase Freedom to make $500 in purchases in the first three months after opening the account. Just don’t forget to pay the balance in full each month. You can sign up for the Chase Freedom with this link, if you have good credit, that is.

If you’d like to follow my progress each month, be sure to go to the top of the page and sign up for updates. You can also follow me on Twitter. Also, if you could share this latest update below via Twitter, Facebook, or any other social media platform, it would be much appreciated. I want to inspire others to improve their finances.

Disclaimer: This site has affiliate links. If you decide to sign up with one of these affiliate links, I may be compensated. I appreciate any support you might provide.

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Online Earnings For April 2017

Online earnings can benefit your bottom line.
Photo Credit: FirmBee via Pixabay (public domain)

The month of May 2017 is about a week old. April is long gone, and I’ve already updated any readers on my passive dividend income for April 2017.  Now it’s time to write about my online earnings for April.

I love passive income, but the biggest problem with this type of income is the fact that everyone starts at $0.  That is, unless you’re a trust fund baby. You have to earn active income before you can receive passive income.

Even in the instance of people who get born on third base, someone had to earn the capital to produce the passive income to start with. I’m in the accumulation phase of this journey.

Dave Ramsey likes to say that your biggest wealth building tool is your income. If you can build up passive income that covers your expenses, you’re financially independent. You’ve reached the “pinnacle experience” that Ramsey mentions.

However, if you’re not yet there, you still have to earn your income. This will usually come from a job. Doctors and lawyers and engineers tend to make enough to build wealth pretty quickly. Most of the rest of us, not so much.

This, dear readers, is why I started attempting to ramp up online earnings several years ago. I figured that I needed to bring in some more income than my job provided.

I’d worked fast food and retail in college. I knew I did not want to do so again. That’s why I started investigating ways to make money online, preferably in my pajamas–hence the name of this site.

I earned some side money in April. Here’s how I did so.

Online Earnings For April

I had online earnings from three different sources in April. Keep in mind that these avenues took a bit of effort on my part. They were definitely active income. Here is my online income by source for April 2017:

Freelance Writing:                                                                                                $218.02
Swagbucks:                                                                                                                  $50.00
GiftHulk:                                                                                                                          $5.00

Total Online Earnings for April 2017:                                                      $273.02

This is about an average month for me. As I’m looking to build up passive income, I could increase my passive income by nearly $11 if I invested all of this money into a dividend stock that pays a 4 percent yield. That’s enough to buy me about 1/2 an hour of freedom based upon my estimate of needing $20/hour to keep up my current standard of living.

I’ve had people ask where I earned money for freelance writing. I’ve earned several thousand dollars writing on Textbroker over the past few years. This is a site where people who need articles/blog posts/marketing materials written post opportunities for enterprising individuals like myself. You can claim any that are available at the level you’ve qualified for.

I earned a bit of money from GiftHulk this month.  This site pays users for the first search they perform each and every hour. You can also perform other tasks like watching videos on GiftHulk TV to earn more “Hulk Coins”, which is the digital currency that you can cash out.

I used my Hulk Coins to get PayPal cash, which I put toward paying down my mortgage. This will effectively earn me a return of 4.125 percent, which is my current interest rate. You can sign up for GiftHulk here if you want to start earning a few bucks in your spare time.

I also earned some income from Swagbucks.  This is a site that’s pretty easy to use. You can use the money you earn here to build wealth over time. Here’s a resource with the general strategy that you can use to start growing passive income via Swagbucks.

Benefits Of Earning Online

One of the biggest benefits of earning money online is the fact that just about anyone in America can do so. For sites like Swagbucks or GiftHulk teens as young as 13 can earn.  Most freelance writing sites will require you to be an adult.

If you’re smart, you can use the money you earn to do great things like pay off debt or save for the future. Whether you pay off debt or save money, you’ll earn a return that’s equal to the interest rate. You can avoid paying interest if you pay off debt. You can earn interest or dividends if you save. It’s a win-win situation regardless.

Online earnings are only limited by the time that you spend and the effort you put into making money. Also, it’s a good idea to think in terms of the future. A dollar today is worth more than a dollar in the future when you think of the power of compounding. The time to start earning is today so that you can take advantage of that power.

If you’d like to follow my progress each month, be sure to go to the top of the page and sign up for updates.

Disclaimer: This site has affiliate links. If you decide to sign up with one of these affiliate links, I may be compensated. I appreciate any support you might provide.

Emergency Fund Edited

Earning Money in Pajamas with GiftHulk

There are many sites on the Internet that allow people to earn money from the comfort of their living rooms and dens. This site has covered several of these. I recently verified another site that allows users to earn money in Pajamas. This site is called GiftHulk, and many of the mechanisms for making money are similar to those available on sites like SwagBucks and CashCrate.

One of the easiest ways to earn the digital currency on GiftHulk, called Hulk Coins, is through search. Users can make unlimited searches, but only one per hour, the first of each new hour, will actually pay out. The searches that pay earn 4 hulk coins, which amounts to about 0.4 cents, depending upon the reward or gift card that the user decides to purchase with the Hulk Coins.

GiftHulk also has a number of surveys that its users can complete. The rewards for completing these surveys can vary quite extensively, from less than 100 HulkCoins to several hundred.  One of the more interesting ways to earn points is through the win link:

Guess the Card
Guess the Card

Users can click on the drop down link for “Guess the Card” and win Hulk Coins. There are three options: the exact card, the number, or the suit, and the number of Hulk Coins that you could win is related to how difficult the guess is.  Additionally, a win will sometimes come with an earnings boost. I’ve been able to get anywhere between 8 and 14 percent in addition to the base earnings. This boost will last for several hours.

Like SwagBucks and CashCrate, there are also options to watch a number of different videos. You will not likely win Hulk Coins for each individual video, but will rather have to watch through a number of videos to earn a varying number of Hulk Coins. These can be watched while sitting around in pajamas. Usually, the number of Hulk Coins that you can expect to win will be 15 or less.

GiftHulk also has a shopping portal that users can click through to major retailers to earn Hulk Coins on their purchases. The retailers include options like Wal-Mart, Target, Macy’s, and Expedia. The number of Hulk Coins that a purchase earns varies based upon the specific retailer utilized. For example, BJ’s Wholesale is currently offering 8 Hulk Coins per dollar (about 0.8 cents), while Verizon is offering 100 Hulk Coins for each dollar spent. This amounts to a 10 percent discount.

When it comes to cashing out, GiftHulk has a very low redemption level for what I would consider “good” awards. Like SwagBucks, users can cash out for PayPal cash, which is my favorite award, as I can use it to purchase stocks that will pay me additional passive income, which is the best form of income.  Some users might opt for an Amazon gift card, or, with the popularity of Pokemon Go, there’s the option of getting gift cards toward this current phenomenon.

Rewards available on GiftHulk
Rewards available on GiftHulk

One award that people might be interested in purchasing that most other sites do not have available is BitCoin. This cryptocurrency is available from GiftHulk. It varies in relation to actual dollars, and it’s more expensive than $5 from PayPal. 5 mBTC costs 6,000 Hulk Coins, which is about $6 when related to the cash from PayPal.

You can buy BitCoin through GiftHulk
You can buy BitCoin through GiftHulk

From what I’ve been able to tell, it seems easier to earn with SwagBucks than it is with GiftHulk. This does not mean that the site is without value. It does pay out, and sometimes, there are videos available when they are not available on SwagBucks. Therefore, it can be an alternative method for earning a bit of money from home. You can sign up for GiftHulk here if you want to give it a try.

Disclaimer: This site publishes referral links from time to time. These will generally provide a small payout for me. You can sign up for the same sites without the referral link and get the same benefits (i.e. payout) that you get from using the link. However, should you decide to sign up with my links, I definitely appreciate the support. 

If this post helped you, be sure to follow the site to get updates. I’m also on Twitter at @moneyinpajamas.

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Are You Earning Money from Searching the Web?

Do you make internet searches for free? Most people do. They simply pull up Google or Yahoo! and then type in their search parameters. They do not get paid for this search. They do it for free. You do not have to be like them.

There are several websites that allow users to utilize a search feature to make internet searches while earning either money or points that can be turned in for money or prizes. Using one of these for most searches is a great way to earn a little bit of money while sitting on the couch during commercials.

It is possible to make well over $100 per year just by making a few searches per day. $100 will not get you rich, but it can go toward Christmas presents, building up a retirement account, or saving for an emergency fund. If you decide to get e-gift cards, you can use proceeds for places like Wal-Mart, Amazon, or a number of other major retailers. When I take advantage of earning money from searching the web, I transfer the funds into PayPal cash.

 

Earning Money From Searching with Swagbucks

The second search engine that I use is through Swagbucks. You can sign up for Swagbucks here. I’ve found that sometime within the first five or ten searches I do on Swagbucks, I will earn some virtual currency that I can then cash in for real PayPal cash or e-gift cards to major retailers and restaurants. This is as good as cash. At times, I will use this in the morning and the evening because you can win again after a few hours (I’ve actually won as much as five times in a day).

The searches will usually pay around 7 to 10 Swagbucks, but you can win as much as 100 SBs (basically $1) from a single search.  Each Swagbucks has a redemption value of about $0.01, so if you were to win twice in the day and got 15 Swagbucks per day, you are over $50 in the course of a year. I’ve been turning my Swagbucks into PayPal cash in $25 increments, which I’ve been converting into shares of dividend-paying stocks.

Earning Money from Searching with Swagbucks.
I won more than 20 Swagbucks with one search.

 

Earning Money From Searching With GiftHulk

GiftHulk is another site that allows users to search and earn. You can sign up for GiftHulk here. You’ll earn 4 Hulk Coins (GiftHulk’s digital currency) for your first search each and every hour. A Hulk Coin is only worth 1/10 of a cent or $0.001. Therefore, each win is less valuable than a win on Swagbucks. However, these can also add up over time and pay off in a few bucks here and there.

 

A Word of Advice

I totally urge you to use these methods to search the web so that you can get money or other benefits that save money. However, I will point out that some of the search results at the top of the page will be paid results. It’s important to scroll down a little bit to find the most relevant searches at times.

If you can’t find the best results, you can always turn to Google in a pinch. This way, you can find what you are looking for, and make money at the same time. I use them to look up everything, even if I know the address. That way, I’m sure to make as much as possible. You can do much of this while watching television or doing other things that are just time killers. Some money is better than no money at all.

If you’d like to learn more about opportunities to earn money online, be sure to sign up for updates or follow me via Twitter.

Disclaimer: This post includes affiliate links. I may be compensated should you choose to sign up with my links. I appreciate any support.