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Earn Free Money: Ibotta App Review

Just today, I redeemed another $20 through Ibotta (This is a referral link. I may be compensated). This is the third time that I’ve been able to redeem through the Ibotta app, and I’ve earned more than $65 overall in about three months. While I’ve not gotten rich by any means, getting $65 for doing pretty much what I’d do anyway is pretty cool. This review of Ibotta will hopefully show you how you can make money with the app.

If you sign up for Ibotta through my referral link, you can get a free $10 after making your first purchase (excluding “Any Item” rebates). You can literally buy a pack of gum, get a $0.25 rebate on it, and earn $10 for the trouble as long as the first purchase takes place within 7 days of your signing up. You’ll then be a little more than halfway to redeeming your rebates for some money.

The Ibotta app pays off.
Here’s the basic concept for Ibotta.

What Is The Ibotta App?

Simply put, the Ibotta app is a shopping app that offers users rebates for making purchases. I signed up via another blogger’s referral link, and started by buying strawberry milk mix for my kids. This purchase gave me a $1 rebate and then triggered the $10 sing-up bonus. Here are the steps you’ll need to take to start redeeming on the app:

  1. Sign up for the Ibotta program and set up your account
  2. Download the Ibotta app from the Google or Apple app store
  3. Sign in with the account information (email and password) that you gave for Step 1
  4. Look for rebates at your favorite brick-and-mortar or online retailers (you might have to watch a short video or answer a survey question to do so). Once the rebate shows a green check mark, you’re good to go.
  5. Make the purchase on your next trip to Wal-Mart or another retailer
  6. Scan your receipt. The Ibotta app itself will take a picture of your entire receipt or a QR code that’s found at the bottom of the receipt in the case of Wal-Mart. You can also link your loyalty cards for some retailers and skip this process.
  7. Scan the UPC code for most of the items you’ll want to redeem. You don’t have to do this step for the any item rebates.
  8. Wait for the app to verify the purchase. The rebate will  show up in your account within a day or so (usually quicker).
  9. Cash out with PayPal or Venmo when you reach $20 (or redeem for a gift card to leading retailers or restaurants).

That’s it. It’s a pretty simple process that probably takes less than an hour overall to cash out for $20 or more.

Why Should You Get The Ibotta App?

Well, in one word, the answer would be…money! Everybody has to eat, and unless you starred on Duck Dynasty, you’re probably going to go to Wal-Mart or some local grocery store. Dollar General, Love’s Travel Center, and Casey’s are also retailers that you can use to redeem rebates. Since you have to eat or get gas, you might as well get some money back for the trouble.

Additionally, you can actually stack your Ibotta rebates with manufacturer’s or store coupons. This allows you to basically double dip and stack rebates when using the Ibotta app. You can effectively multiply your savings this way.

Additionally, there are some rebates that come just from buying literally anything. I’ve redeemed several $0.25 rebates for “Any Item.” Additionally, there will sometimes be rebates for any brand of white milk, bananas, and other staples. Keep in mind that these rebates will not qualify you for the $10 signup bonus that I noted above. You have to buy an item from a specified manufacturer for this bonus.

The Final Verdict

While you’re probably not going to get rich with it, the Ibotta app is definitely worth it! You can earn money in pajamas (because I’ve seen people shopping in their pajamas in public–although I don’t do it, nor do I really recommend it).

Again, you can sign up for Ibotta here. I’ve already earned $65 by shopping and watching out for bonuses that you can earn through Ibotta. I even have friends who have redeemed more than $200. They are on my “team”, and there are some team bonuses that can kick in and supercharge your earnings.

If you’d like to find some other ways to make money online, you can check some out on my page that gives several ways to make money online without spending a penny.

Be Sure To Follow And Share

If you’d like to follow my progress and my reviews each month, be sure to go to the top of the page and sign up for updates. You can also follow me on Twitter.  I’m now above 300 followers, and I’d like to get more than 400 by the end of summer. You can help!

Also, if you could share this latest update below via Twitter, Facebook, or any other social media platform, it would be much appreciated. I want to inspire others to improve their finances and show them some easy ways that they can do so. Just click on the “Share This” link at the bottom of this post!

Disclaimer: This site has affiliate links. If you decide to sign up with one of these affiliate links, I may be compensated. I appreciate any support you might provide.

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Online Earnings For April 2017

Online earnings can benefit your bottom line.
Photo Credit: FirmBee via Pixabay (public domain)

The month of May 2017 is about a week old. April is long gone, and I’ve already updated any readers on my passive dividend income for April 2017.  Now it’s time to write about my online earnings for April.

I love passive income, but the biggest problem with this type of income is the fact that everyone starts at $0.  That is, unless you’re a trust fund baby. You have to earn active income before you can receive passive income.

Even in the instance of people who get born on third base, someone had to earn the capital to produce the passive income to start with. I’m in the accumulation phase of this journey.

Dave Ramsey likes to say that your biggest wealth building tool is your income. If you can build up passive income that covers your expenses, you’re financially independent. You’ve reached the “pinnacle experience” that Ramsey mentions.

However, if you’re not yet there, you still have to earn your income. This will usually come from a job. Doctors and lawyers and engineers tend to make enough to build wealth pretty quickly. Most of the rest of us, not so much.

This, dear readers, is why I started attempting to ramp up online earnings several years ago. I figured that I needed to bring in some more income than my job provided.

I’d worked fast food and retail in college. I knew I did not want to do so again. That’s why I started investigating ways to make money online, preferably in my pajamas–hence the name of this site.

I earned some side money in April. Here’s how I did so.

Online Earnings For April

I had online earnings from three different sources in April. Keep in mind that these avenues took a bit of effort on my part. They were definitely active income. Here is my online income by source for April 2017:

Freelance Writing:                                                                                                $218.02
Swagbucks:                                                                                                                  $50.00
GiftHulk:                                                                                                                          $5.00

Total Online Earnings for April 2017:                                                      $273.02

This is about an average month for me. As I’m looking to build up passive income, I could increase my passive income by nearly $11 if I invested all of this money into a dividend stock that pays a 4 percent yield. That’s enough to buy me about 1/2 an hour of freedom based upon my estimate of needing $20/hour to keep up my current standard of living.

I’ve had people ask where I earned money for freelance writing. I’ve earned several thousand dollars writing on Textbroker over the past few years. This is a site where people who need articles/blog posts/marketing materials written post opportunities for enterprising individuals like myself. You can claim any that are available at the level you’ve qualified for.

I earned a bit of money from GiftHulk this month.  This site pays users for the first search they perform each and every hour. You can also perform other tasks like watching videos on GiftHulk TV to earn more “Hulk Coins”, which is the digital currency that you can cash out.

I used my Hulk Coins to get PayPal cash, which I put toward paying down my mortgage. This will effectively earn me a return of 4.125 percent, which is my current interest rate. You can sign up for GiftHulk here if you want to start earning a few bucks in your spare time.

I also earned some income from Swagbucks.  This is a site that’s pretty easy to use. You can use the money you earn here to build wealth over time. Here’s a resource with the general strategy that you can use to start growing passive income via Swagbucks.

Benefits Of Earning Online

One of the biggest benefits of earning money online is the fact that just about anyone in America can do so. For sites like Swagbucks or GiftHulk teens as young as 13 can earn.  Most freelance writing sites will require you to be an adult.

If you’re smart, you can use the money you earn to do great things like pay off debt or save for the future. Whether you pay off debt or save money, you’ll earn a return that’s equal to the interest rate. You can avoid paying interest if you pay off debt. You can earn interest or dividends if you save. It’s a win-win situation regardless.

Online earnings are only limited by the time that you spend and the effort you put into making money. Also, it’s a good idea to think in terms of the future. A dollar today is worth more than a dollar in the future when you think of the power of compounding. The time to start earning is today so that you can take advantage of that power.

If you’d like to follow my progress each month, be sure to go to the top of the page and sign up for updates.

Disclaimer: This site has affiliate links. If you decide to sign up with one of these affiliate links, I may be compensated. I appreciate any support you might provide.

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Over $100 in CashCrate Earnings

Many people wonder if CashCrate is a scam. Just fill out surveys and cash offers to earn money? This seems like one of those too good to be true concepts that will burn people. Can you use CashCrate to earn money in pajamas?

I can personally verify that I’ve already gotten three checks from the company with little in the way of work. I spend maybe 5 or 10 minutes a day on the site, and I’ve now passed the $100 mark in all-time earnings. Below is a picture of one of my checks from the CashCrate.


It is literally very easy to earn money from CashCrate. New users get a $1 bonus just for signing up. People can also make money from using the cash search option. Of course, the bread and butter of the site are the cash offers and the daily surveys. People who are able to complete all of the daily surveys can earn close to $5 per day, and some of the surveys take all of 5 minutes (although some are quite a bit longer).

From time to time, the bonus surveys link will have videos to watch. These will pay out a few cents for about a minute of work. The videos are not up daily, but they are worth checking out.

Those who have friends can make quite a bit of money with the CashCrate referral system. There is the possibility of earning up to 30% of the amount earned on every cash offer completed by first-level referrer. To show that I’ve been able to make over $100 while sitting in my pajamas, check out the banner below that tracks my up-to-date earnings with the site: